Create your free BinaxNet account
How BinaxNet Works
From free signup to 0% interest circles and safe community deals.
BinaxNet connects trust, behaviour and financial interactions into one simple system. You create a Trust Profile once, then you can join 0% Loan Circles with people you trust, secure payments through Social Trust Escrow, and interact safely inside a verified community where every repayment and completed deal strengthens your Trust Score.
Activate your Trust Profile & basic verification
Join or create a 0% Loan Circle with trusted people
Set loan rules and move money securely inside the circle
Use BinaxNet Escrow for work, rentals or marketplace deals
Grow your Trust History with every repayment & transaction
Under the Hood
How BinaxNet keeps 0% loans and deals safe.
Every zero-interest loan, escrow payment, or community deal runs through BinaxNet’s trust-driven engine. It reads verified identity, repayment behaviour, dispute outcomes, wallet activity and past actions to generate real trust signals and protect every interaction in the system.
Trust & Identity Layer
BinaxNet connects verified identity, repayment reliability, dispute outcomes, and wallet activity to build a real Trust Score. Every repayment and completed deal updates your profile instantly, making the platform safer for everyone using it.
Automated Payment Protection
For 0% loan circles and escrow deals, BinaxNet locks funds, schedules repayments, and releases money only when both sides confirm completion. Risk and behaviour checks monitor patterns and messages to prevent misuse and keep every interaction fair.
BinaxNet Features
One social trust layer
for people, 0% loans and safe deals
Public Trust Profiles
Show verified identity, deal history,
ratings and comments in one
place —
free for private users.
0% Community Loans
Rotate interest-free loans inside your
own trusted groups. BinaxNet
does not
charge interest or monthly fees.
Protected Escrow Payments
Lock money until both sides confirm
the job, rental or service is
done —
BinaxNet only moves funds, not profit.
Verified Marketplace
Find and list offers where every
user has a visible Trust Profile and
deal
history.
Community Partner Tools
Grow your own network, invite users
and keep premium status while
your
community stays active.
Disputes & Ratings
Resolve problems with structured
disputes and transparent ratings
that stay
on every profile.
FAQ
Everything You Need to Know
About BinaxNet
BinaxNet is a next-generation social-finance ecosystem that connects
people, trust, behaviour and financial tools in one network.
Users can build a verified trust profile, interact safely, and
access
zero-interest community loans, protected payments and verified
marketplace interactions.
Users form or join loan circles with people they know.
Every member chooses their limit, and BinaxNet rotates loans fairly
based on behaviour, repayment history and trust signals.
No interest, no monthly fees — fully community-driven.
Yes. Core features — trust profiles, ratings, comments,
0% loan circles and standard escrow — are free for private users.
No subscriptions, no hidden fees.
BinaxNet is its own brand and project.
When payments or banking rails are required, BinaxNet is powered
by the regulated infrastructure of BinaxPay in the background.
BinaxNet = social-finance ecosystem.
BinaxPay = financial engine.
BinaxNet is designed as a global social-trust network, not a bank.
Separating it from the banking brand allows freedom to introduce
new behavioural-finance ideas, community systems, and trust-based
tools that scale independently while remaining interoperable with
BinaxPay.
“BinaxNet helped our group manage interest-free community loans with full transparency. Repayments are automatic and fair — it feels like a smart digital community bank.”
Laura / Community Loan Circle Host
“I only work with clients through BinaxNet escrow. Trust Profiles show me who I’m working with, and the payment is released automatically when the job is completed.”
Mark / Service Provider
“Our student group uses BinaxNet for shared expenses and 0% micro-loans. Everyone’s actions affect their Trust Score — so the system stays fair for all of us.”
Amina / Student Group Leader
BinaxNet is an independent social-trust platform built to create real reputation, safe cooperation, and trusted interactions. Users access Public Trust Profiles, 0% Community Loan Circles, Social Trust Escrow, and a verified marketplace. All regulated financial operations — including identity verification, balances, and payment accounts — are provided through BinaxPay and its licensed banking partners. BinaxNet is not a bank and does not offer regulated financial services.
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